Prepare documents and questions before requesting RESP withdrawals for school.
Une fois le bénéficiaire inscrit à un programme admissible, les lignes directrices de l'ARC mentionnent un ordinateur comme potentiellement raisonnable lorsqu'il aide à poursuivre des études postsecondaires.
Un portable acheté principalement pour l'école est plus facile à justifier qu'un appareil haut de gamme ou partagé en famille.
Demandez au promoteur quel reçu ou quelle explication il exige avant d'acheter, et conservez le reçu ainsi qu'une courte note sur l'usage scolaire.
How to check this rule
Details that matter
School use matters
The computer should help further the student's post-secondary education.
Proportionality matters
A cost can be unreasonable if it is not in line with furthering education.
Ask before buying
Promoters may be more restrictive than the CRA examples, so confirm the process first.
Example
Example: A student needs a laptop for coursework and a required software package. The family confirms the program use with the promoter before buying and keeps the receipt with a note on the school use.
Questions to ask your provider
Would you treat a laptop purchase as a reasonable EAP expense in this situation?
What receipt or explanation do you require before the purchase?
Would accessories or software be treated differently?
Is there a maximum amount you would approve without additional review?
Read next
Withdraw RESP money explains the broader decision and links to related tools.