Prepare documents and questions before requesting RESP withdrawals for school.
Une fois le bénéficiaire inscrit à un programme admissible, les frais de nourriture liés à la fréquentation scolaire — y compris un plan de repas en résidence ou l'épicerie de base — peuvent être des dépenses de PAE raisonnables.
Si la résidence comprend déjà la nourriture, ne réclamez pas deux fois le même coût alimentaire sans les conseils du fournisseur.
Répondez à la question actuelle du promoteur sur les dépenses telle qu'elle est formulée, demandez quel reçu il exige, et conservez la facture de résidence et la ventilation des PAE.
How to check this rule
Details that matter
School-linked food
Food costs tied to attending school fit EAP rules better than general household groceries.
No double-counting
Do not claim the same food cost twice without provider guidance.
Ask before withdrawing
Promoters may be more restrictive than the CRA examples, so confirm the process first.
Example
Example: A first-year student on a residence meal plan uses EAP money for the plan invoiced with residence fees, and keeps the residence invoice with the EAP breakdown instead of claiming groceries on top.
Questions to ask your provider
Would you treat this meal plan as a reasonable EAP expense?
How should residence-included food be separated from extra grocery costs?
Should food costs come from EAPs or contribution withdrawals in the first term?
What receipts do you require for food costs?
Read next
Withdraw RESP money explains the broader decision and links to related tools.