Confirm the current rule before acting.
This is a starter answer. For steps and limits, work through the guide linked above and the checked sources below.
Read next
RESP and student aid explains the broader decision and links to related tools.
Related RESP questions
Sources to confirm
Canada Student Grants and Loans
Employment and Social Development Canada · checked 2026-05-27
Apply with your province or territory
Employment and Social Development Canada · checked 2026-05-27
Canada Student Grants and Loans loan agreement
Employment and Social Development Canada · checked 2026-05-27
Repay a student loan
Employment and Social Development Canada · checked 2026-05-27
Student lines of credit
Financial Consumer Agency of Canada · checked 2026-05-27
Learn about OSAP
Government of Ontario · checked 2026-05-27
OSAP definition: Registered Education Savings Plans
Ontario Student Assistance Program · checked 2026-05-27
2025-26 OSAP application for full-time students
Ontario Student Assistance Program · checked 2026-05-27
Pay for education using the RESP
Canada.ca · checked 2026-06-17
RESP payments, transfers, and rollovers
Canada Revenue Agency · checked 2026-05-27