Provincial RESP Grant Finder

Grant path Federal grants first

Most provinces and territories do not currently have a mainstream provincial RESP incentive.

Provincial estimate $0

Federal estimate $500

Before you use this estimate

Only Quebec (QESI) and B.C. (BCTESG) have mainstream active provincial incentives.
The provider must support the incentive or it cannot be received.
Federal CESG and CLB rules apply separately.

Beneficiary Province or territory of residence Child age at year end

Contribution and provider Planned contribution this year

Provider says it supports the provincial incentive

Provincial result $0

No active mainstream provincial RESP incentive is indicated for this province in the current Canada.ca overview.

Federal grant estimate $500

Basic CESG estimate only. CLB and additional CESG may also matter.

Provider action Ask before opening

Confirm CESG, additional CESG, CLB, and any provincial incentive support in writing.

Next best check Use the promoter list

Use official provider lists before choosing or transferring an RESP.

Input Use real family numbers

Replace defaults with the child's age, contribution history, province, school timing, or provider details where the tool asks for them.

Output Compare the next decision

Use the result to decide what to ask the promoter, not as proof of eligibility or investment outcome.

Constraint Confirm before acting

RESP grants, withdrawals, transfers, fees, and school eligibility can depend on provider support and current government rules.

Assumptions and constraints

Review before using the result 0/4 checked

01 Canada.ca currently points families to British Columbia and Quebec provincial RESP benefits; other provinces and territories may have no active mainstream RESP incentive. 02 The finder does not determine legal eligibility, residency, income qualification, provider support, or application status. 03 BCTESG and QESI depend on current provincial rules and whether the RESP promoter supports the benefit. 04 Confirm every result with the RESP promoter and the official provincial program page.

Your next step

Use the result above to decide what to read or ask next.

Read the guide How to choose an RESP provider

Compare fees, grant support, transfers, and withdrawals before opening or moving a plan.

Compare providers RESP Provider Checklist

Confirm fees, grant support, transfers, and withdrawals before opening or moving a plan.

Learn the basics Short RESP course

Follow terms, grants, providers, and withdrawals in order.

Official sources

How much money benefits could add to the RESP Canada.ca · checked 2026-06-17 List of RESP promoters Employment and Social Development Canada · checked 2026-06-17 British Columbia Training & Education Savings Grant Information Government of British Columbia · checked 2026-05-27 Québec Education Savings Incentive Revenu Québec · checked 2026-05-27 Determining the QESI Amount Revenu Québec · checked 2026-05-27 List of RESP Providers Revenu Québec · checked 2026-06-17