Yes, but the current answer is narrower than many families expect. As of May 23, 2026, the mainstream provincial RESP incentives that official Canada.ca material points families to are British Columbia's B.C. Training and Education Savings Grant and Quebec's Quebec Education Savings Incentive.
That means most families outside British Columbia and Quebec should plan around the federal benefits first: CESG, additional CESG when eligible, and the Canada Learning Bond. A search result or forum post mentioning an older Saskatchewan RESP grant is outdated for new applications.
Provider support is the practical gatekeeper. Canada.ca says the promoter helps apply for provincial benefits when the RESP is opened, but only if that promoter actually offers the benefit the child is eligible for. A family can choose the wrong RESP provider, make the right contribution, and still miss the provincial incentive path until the account setup is fixed.
British Columbia's program is a one-time grant, while Quebec's program works more like an annual matching credit. The planning question is not only whether a province has a benefit, but also whether the child meets the province-specific age and residency rules and whether the promoter supports that exact program.
Saskatchewan is the main cleanup issue. The Saskatchewan Advantage Grant for Education Savings existed before, but Employment and Social Development Canada's cancellation notice says subscribers are no longer able to apply and promoters were told to stop publishing SAGES marketing. Families should not treat SAGES as a live opening decision in 2026.
How to check this rule
- Start with the child's current province of residence, because provincial incentives are residency-based and not available everywhere.
- If the child lives in British Columbia, check the BCTESG age window before choosing a provider.
- If the child lives in Quebec, check whether the provider offers QESI and how it handles the annual application.
- Use the official promoter or provider lists before opening the RESP, not a marketing page alone.
- Ask the promoter to confirm in writing which provincial incentive it supports for this beneficiary today.
- After opening the RESP, check that the application was actually submitted and that the benefit later appears in the account.
Details that matter
Current provincial map
Canada.ca's current RESP benefits overview says British Columbia and Quebec offer provincial benefits. That is the live starting point for new RESP planning in 2026.
B.C. works differently
BCTESG is a one-time $1,200 provincial grant. The B.C. government says eligible children apply between their 6th birthday and the day before they turn 9, and no personal contribution is required.
Quebec works differently
QESI is an annual Quebec tax credit paid into the RESP. Revenu Quebec says the basic amount is 10% of net annual contributions up to $250, with possible extra amounts for lower- and middle-income families and a lifetime maximum of $3,600.
Provider support is not universal
Opening-plan guidance says to ask the promoter what benefits it offers before opening the RESP. Canada maintains a promoter list for BCTESG support, and Revenu Quebec maintains its own QESI provider list.
Old Saskatchewan advice can be stale
The official SAGES cancellation notice says subscribers are no longer able to apply, with processing deadlines having ended in 2023. Treat older Saskatchewan grant articles as historical unless they clearly say the program ended.
Example
Example: An Ontario family opening a first RESP should not spend time shopping for a provincial RESP grant because the practical focus is federal CESG and CLB support. A British Columbia family with a 7-year-old should care immediately about whether the provider offers BCTESG and can submit the application in time. A Quebec family may prioritize a provider that supports QESI even if another provider has similar investments but no QESI workflow.
Questions to ask your provider
- Do you currently support the provincial RESP incentive for my child's province of residence?
- If the child lives in British Columbia, do you offer BCTESG and can you confirm the age-window requirements before we open the RESP?
- If the child lives in Quebec, do you offer QESI and submit the annual application automatically?
- Do you require any contribution to open the RESP for a no-contribution provincial incentive case?
- If your RESP does not support the incentive, would we need to open a second RESP or transfer later?
- How can we verify that the provincial application was submitted and later deposited?
Read next
Get RESP grants explains the broader decision and links to related tools.
Tool next step
RESP Grant Estimator can help estimate the practical contribution choices before you confirm eligibility with the promoter.
Provider next step
RESP Provider Checklist helps you compare promoters on grant support, fees, and withdrawal process before opening or moving an RESP.