Last reviewed: May 24, 2026.

How sources are chosen

RESP Guide Canada gives the most weight to official and primary sources. Government rules are checked first against Canada.ca, the Canada Revenue Agency, Employment and Social Development Canada, Revenu Quebec, and provincial government pages. Provider profiles are checked against the official Canada.ca RESP promoter list and the provider's current account, fee, transfer, grant, and withdrawal pages.

University cost snapshots use official university tuition, fee, residence, meal-plan, and student-aid pages where available. Statistics and broad education-cost context use government, regulator, or institutional sources before media summaries or third-party commentary.

Review cadence

Important pages should show a reviewed or checked date near their claims or source cards. Grant rules, income thresholds, provider support, fees, transfer steps, withdrawal rules, and annual school costs can change, so older checked dates should be treated as a prompt to reopen the linked source before acting.

When sources conflict

If this site conflicts with an official government page, provider document, or current university page, use the official source and report the issue through the contact page. Plain-language summaries, calculators, and examples are meant to explain source material, not replace it.

Independence

Source links are included for transparency. A linked provider, school, government program, or financial institution has not paid for inclusion in this library, and a source link is not a recommendation or endorsement.