Guided portfolio
Advisor-managed mutual funds and model portfolios
What to compare when an RESP uses advisor-managed mutual funds or model portfolios, including fees, service, and performance checks.
Source status: compare this approach with provider documents and regulator guidance before acting. This is not personal financial, tax, legal, or investment advice.
Best fit
Families who want help with paperwork, risk questions, and ongoing review.
Typical holdings
Mutual funds, managed portfolios, or provider-built portfolios.
Main strength
Advice can help families stay organized and avoid missed benefit applications.
Watch for
MERs, advice fees, embedded compensation, and whether performance justifies the cost.
Questions before choosing
- What are the total annual costs?
- What benchmark fits this portfolio?
- What service is included for the fee?
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