Not a full review yet: This page is a research placeholder until a one-provider-at-a-time automation completes the review.
Review questions
- Confirm the exact legal RESP promoter row for Aviso Financial on the official Canada.ca list, because brand names can map to more than one promoter entity.
- Record whether Basic CESG, Additional CESG, CLB, BCTESG, and any Quebec QESI support apply to the exact account path being considered.
- Collect current account, advice, fund, trading, transfer-out, cancellation, paper-statement, and withdrawal fees from provider documents.
- Separate individual RESP, family RESP, self-directed, managed, advisor-led, branch, scholarship-plan, and credit-union partner paths instead of treating the brand as one product.
- Document transfer-in and transfer-out steps, timelines, in-kind limits, grant-history handling, and unsupported provincial incentive risks.
- Document the withdrawal process: proof of enrolment, contribution withdrawals, EAP requests, first-13-week limits, tax slips, payment destination, and service timing.
- Review focus: Aviso, Qtrade, credit-union wealth platforms, and BCTESG support.
Minimum review checklist
Benefits
Confirm Basic CESG, Additional CESG, CLB, and provincial incentives supported.
Fees
Record account, advice, fund, trading, transfer, and cancellation fees.
Investments
Summarize available investment choices without recommending a portfolio.
Service
Document application, grant, transfer, and withdrawal workflows.
Sources to use
List of RESP promoters
Employment and Social Development Canada · checked 2026-05-24
Qtrade RESP Basics
Qtrade Direct Investing · checked 2026-05-24
Choosing an RESP provider
GetSmarterAboutMoney.ca - Ontario Securities Commission Investor Office · checked 2026-05-24
Choosing the right RESP brochure
Employment and Social Development Canada · checked 2026-05-24